Business Owners: As Halloween quickly approaches, that inner child in many of us is screaming, "Trick or Treat!" As adults in the business world, can we hold out our candy bag and still expect someone to drop in some sweet, colorful goodies?

Of course! Kindly open your candy bag and chew on this:

You want to buy a business to gain more control over your life or expand your existing operations, but you need the money to buy the business. It feels like a vicious cycle, doesn't it?

YOU: Hey Acquireo: I want to buy a business. Get me some money.

ME:   No problem. Really.

Here's why: I came across some folks named Guidant Financial Group a couple of months ago who are offering an incredible solution that stopped me in my tracks. It easily lifts you out of and far beyond the vicious cycle we just talked about. It's so simple, so elegant, that I had to re-read it again just to make sure I wasn't imagining. Nope - no hallucinations. And, yep - it works. And it has been working for loads of people, just like yourself, for years (and isn't immoral or fattening, either).

I picked up the phone and talked with the folks at Guidant Financial, in order to confirm the following information for you. They are a wonderfully warm bunch of professional people who truly want to help individuals gain more control and freedom through business ownership. Here are some highlights of what I learned:

• Their solution is called Audeo™.
• Audeo™ is similar to a self-directed retirement structure that permits individuals to actively invest their retirement funds into a business or franchise without taking a taxable distribution or incurring penalties.
• Utilizing your IRA as a funding source for new or existing businesses adds significant advantages over debt type financing. Because retirement funds can be structured as an investment into the business, there are no corresponding debts that increase business overhead.
• Advantage: Debt Free - Cash Rich. Your retirement funds can be structured as an investment into the business, so there are no debts that increase your overhead. Instead of sending money to a bank in the form of interest payments, that money can be reinvested in marketing, staff or equipment that helps the business grow faster.
• Advantage: Invest In Yourself. Use your retirement funds to invest in a business where you determine the rewards; you control the success of your retirement investment
• Advantage: Lower Your Overhead. Using retirement funds to start a business does not require bank loans or tapping into your home equity. Now the initial revenue your business generates can go into developing the business rather than paying off debt. Less debt means a quicker path to profitability.
• Advantage: Enjoy Tax-Deferred Savings. Paying taxes and penalties can minimize the amount of money available for you to invest. By avoiding unnecessary penalties and taxes, the Audeo™ program enables you to save more money for retirement.
• Advantage: Leverage Additional Funding. While using Audeo™ can decrease the amount of money needed, many of you still need or want additional funding. These added funds can potentially allow for the purchase of a larger or multi-unit business or franchise. Many Guidant clients use Audeo™ to fund the down payment necessary to qualify for an SBA loan.
   

How does this work? The simple solution of Audeo™ involves forming a corporation, which sponsors a 401(k) plan, into which you roll over your existing retirement plan. You use these funds to finance the business you buy.

Of course, since these steps require setting up a corporation and rolling over your IRA or 401(k), you definitely want a professional involved. That's part of the overall solution that Guidant Financial gives you: they help you with all aspects of this.

Are you wondering: Why haven't I heard of this before? Is it new? Not at all. Large corporations like Anheuser-Busch and Johnson & Johnson have been doing this for decades. Think of Guidant Financial as giving you the scaled down and personalized version.

I know I just dropped a tasty treat into your Halloween candy bag, so take a nibble and see how you like it: contact Guidant Financial to answer your questions:

Even if you are not ready to do anything now, I think you'll agree it's always a great idea to take a look so you are more aware of how it can help you:

sound interesting? take a look to see more:

Here are some businesses for sale that might be candidates for purchase using Guidant Financial's innovative financing solution:

These are a few of the 8900 businesses on Acquireo that you can drop into your Halloween candy bag. So ahead and find a tasty treat. From $20,000 to $200 million, you can find your own business on Acquireo.com.

• Get more details on Guidant Financial's innovative financing
• Start your search by state or category now
• Conduct an advanced search
• Find a business broker in the directory

With our very best wishes to you for 2007.

To your continuing success,

Your friends at Acquireo

Finding Established Businesses on Acquireo:
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A number of you mentioned you want a quick overview on using Acquireo to search businesses for sale. We have an easy guide for you to follow that includes:

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